仙桃法院发出新年首份司法建议书！
<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="outer" style='padding: 10px;background-size: auto;background-repeat: repeat;from=appmsg);background-position: center center;'><section data-tools="135编辑器" data-id="155531"><section style='margin: 10px auto;'><section style='width: 50px;margin-bottom: -8px;margin-left: 10px;transform: rotateZ(0deg);'><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align: baseline;'></span></section><section style='border-width: 1px;border-style: solid;border-color: rgb(125, 60, 38);padding: 10px;'><section data-autoskip="1" style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(51, 51, 51);'><p style='line-height: 2em;text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'>“本院在审理涉及你行夫妻共债共签类金融借款合同纠纷案件中……现依法向贵行发出《司法建议书》，请研究处理。”</span></p><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;color: rgb(51, 51, 51);font-size: 14px;letter-spacing: 1.5px;width: 100%;display: block;height: auto;'></span><section style='line-height: 2em;text-indent: 0em;'><span style='font-size: 17px;letter-spacing: 2px;'></span></section><p style='line-height: 2em;text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'>近日，仙桃法院<span style='text-indent: 31.2941px;'>在审理多起夫妻共签类金融借款合同纠纷中发现，银行与借款人夫妻双方签订借款合同时，存在借款人配偶签名不明确不规范问题，<span style='text-indent: 31.2941px;'>导致人民法院难以认定案涉债务是属于共同借款，还是属于债务担保、债务加入，对配偶对债务承担何种责任易产生争议。</span></span></span></p><p style='line-height: 2em;text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'><span style='text-indent: 31.2941px;'>考虑到此类问题并非个例，为切实减少纠纷、防范风险，仙桃法院向5家金融机构发送《司法建议书》，</span><span style='text-indent: 31.2941px;'>建议对于夫妻共债共签类借款，借款人配偶宜直接在《借款合同》“共同借款人”处签名，</span><span style='text-indent: 31.2941px;'>并全程跟进问效</span>。</span></p><section data-tools="135编辑器" data-id="146627"><section style='margin: 10px auto;'><section style='width: 100%;margin-bottom: -3.1%;' 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15px;'><section style='width: 100%;' data-width="100%"><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align: baseline;'></span></section></section><section style='width: 0px; height: 1px; border-left: 30px solid rgb(255, 172, 178); border-bottom: 30px solid transparent; margin-left: auto; margin-top: -30px; z-index: 5;'><br></section></section></section></section></section><p style='text-align:center;'><br></p><p style='text-align:center;'><br></p><p style='line-height: 2em; text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'>“感谢贵院提出的宝贵意见！我行将在下步工作中采取以下举措<span style='text-indent: 31.2941px;'>…</span><span style='text-indent: 31.2941px;'>…</span>”</span></p><p style='line-height: 2em; text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'>“关于贵院在司法建议中提出的问题，我行高度重视，认真分析后认同贵院的观点并采纳相关建议。”<br></span></p><p style='line-height: 2em; text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'><span style='text-indent: 31.2941px;'>…</span><span style='text-indent: 31.2941px;'>…</span></span></p><p style='line-height: 2em; text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'><span style='text-indent: 31.2941px;'>《司法建议书》发出后，5家金融机构高度重视，对涉夫妻共债共签类借款情况进行核实，及时进行清理整改，并<span style='text-indent: 31.2941px;'>第一时间予以复函</span></span>。</span></p><p style='text-align:center;'><br></p><section><section data-copyright="135编辑器" data-id="140377" data-name="" data-plugin="template" data-template="%7B%22block_id%22%3A1738813383981%2C%22plugin%22%3A%22Template%22%2C%22padding%22%3A%7B%22top%22%3A0%2C%22bottom%22%3A0%2C%22left%22%3A0%2C%22right%22%3A0%7D%2C%22margin%22%3A%7B%22top%22%3A0%2C%22bottom%22%3A0%2C%22left%22%3A0%2C%22right%22%3A0%7D%2C%22template%22%3A%7B%22id%22%3A140377%2C%22cate_id%22%3A0%2C%22sub_cate_id%22%3A0%2C%22name%22%3A%22%22%7D%7D" style='transform: rotateZ(0deg) scale(1);'><section data-inner-id="140377" 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class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align: baseline;'></span></section></section></section></section><p style='line-height: 2em;text-indent: 2.23529em;'><span style='font-size: 17px;letter-spacing: 2px;'>仙桃法院将进一步发挥司法建议“抓前端、治未病”的积极作用，持续强化跟踪问效，优化法治化营商环境，司法护航金融市场健康有序发展。</span></p><p style='line-height: 2em;text-indent: 2.23529em;'><br></p></section></section><section style='width: 30px; margin-left: auto; margin-top: -30px;'><section style='width: 30px;'><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 65 65" style='display: block;'><g data-name="图层 2"><g data-name="图层 1"><path d="M1,64,64,1H1Z" style='fill:#c6de20;stroke:#7d3c26;stroke-linecap:round;stroke-linejoin:round;stroke-width:2px;fill-rule:evenodd;'></path></g></g></svg></section></section></section></section><section data-role="paragraph"><p><br></p></section><section data-role="paragraph" style='height: 0px;'><br></section><section data-tools="135编辑器" data-id="146601"><section style='margin: 10px auto;display: flex;align-items: center;justify-content: center;'><section style='flex-shrink: 0;'><section style='width: 20px;'><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 27 20" style='display: block;'><g data-name="图层 2"><g data-name="图层 1"><g><path d="M20.72,5.2A6.93,6.93,0,0,1,26,12a6.86,6.86,0,0,1-6.73,7,6.87,6.87,0,0,1-6.74-7,7.11,7.11,0,0,1,.34-2.18c.21-.91,2.16-8.08,12-8.83A9.21,9.21,0,0,0,20.72,5.2Z" style='fill:#fcb1c5;stroke:#fff;stroke-linecap:round;stroke-linejoin:round;stroke-width:2px;fill-rule:evenodd;'></path></g><g><path d="M9.18,5.2A6.92,6.92,0,0,1,14.47,12a6.87,6.87,0,0,1-6.74,7A6.86,6.86,0,0,1,1,12a7.24,7.24,0,0,1,.31-2.09S2.83,1.8,13.3,1A9.21,9.21,0,0,0,9.18,5.2Z" style='fill:#fcb1c5;stroke:#fff;stroke-linecap:round;stroke-linejoin:round;stroke-width:2px;fill-rule:evenodd;'></path></g></g></g></svg></section></section><section style='margin-right: 5px;margin-left: 5px;'><section style='padding: 5px 15px;background-color: rgb(152, 198, 255);'><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;'><strong data-brushtype="text">END</strong></section></section><section style='width: 100%;height: 2px;border-bottom: 1px solid rgb(203, 227, 162);' data-width="100%"><br></section></section><section style='flex-shrink: 0;'><section style='width: 20px;'><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 27 20" style='display: block;'><g data-name="图层 2"><g data-name="图层 1"><g><path d="M14.13,10.17c-.2.89-2.15,8.08-12,8.83a9.21,9.21,0,0,0,4.12-4.2A6.93,6.93,0,0,1,1,8,6.86,6.86,0,0,1,7.73,1a6.87,6.87,0,0,1,6.74,7A7.17,7.17,0,0,1,14.13,10.17Z" style='fill:#fcb1c5;stroke:#fff;stroke-linecap:round;stroke-linejoin:round;stroke-width:2px;fill-rule:evenodd;'></path></g><g><path d="M25.69,10.08h0S24.17,18.2,13.7,19a9.21,9.21,0,0,0,4.12-4.2A6.92,6.92,0,0,1,12.53,8a6.87,6.87,0,0,1,6.74-7A6.86,6.86,0,0,1,26,8,7.26,7.26,0,0,1,25.69,10.08Z" style='fill:#fcb1c5;stroke:#fff;stroke-linecap:round;stroke-linejoin:round;stroke-width:2px;fill-rule:evenodd;'></path></g></g></g></svg></section></section></section></section></section><section data-role="paragraph" style='-webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.578px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;'><section data-role="paragraph" style='-webkit-tap-highlight-color: transparent;outline: 0px;'><p style='-webkit-tap-highlight-color: transparent;outline: 0px;line-height: normal;'><span style='-webkit-tap-highlight-color: transparent; outline: 0px; letter-spacing: 0.5px;'><font size="1" style='' color="#696969">来源/湖北省仙桃市人民法院</font></span></p></section></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="97253"><section style='margin: 10px auto;'><section style='width: 50%;margin-left: 50%;margin-top: 5px;max-width: 50% !important;' data-width="50%"><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align: baseline;'></span></section></section></section></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div><p></p> 这个建议好
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