特种车辆在这种情形下出事，交强险到底管不管？仙桃法院判了~
<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="outer" label="edit by 135editor" data-pm-slice="8 8 []" style='-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; visibility: visible; box-sizing: border-box !important;'><section data-refer="mbian-ui" style='-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><section data-role="outer" label="edit by 135editor" data-pm-slice="0 0 []" style='-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;'><section data-role="paragraph" style='-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;' data-pm-slice="5 5 ,style:-webkit-tap-highlight-color: transparent;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;font-family: \PingFang SC\, system-ui, -apple-system, BlinkMacSystemFont, \Helvetica Neue\, \Hiragino Sans GB\, \Microsoft YaHei UI\, \Microsoft YaHei\, Arial, sans-serif;font-style: normal;font-variant-ligatures: normal;font-variant-caps: normal;letter-spacing: 0.544px;orphans: 2;text-align: justify;text-indent: 0px;text-transform: none;widows: 2;word-spacing: 0px;-webkit-text-stroke-width: 0px;white-space: normal;background-color: rgb(255, 255, 255);text-decoration-thickness: initial;text-decoration-style: initial;text-decoration-color: initial;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{data-refer:mbian-ui,style:-webkit-tap-highlight-color: transparent;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{data-role:outer,label:edit by 135editor,data-pm-slice:0 0 [],style:-webkit-tap-highlight-color: transparent;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;},namespaceURI:http://www.w3.org/1999/xhtml}]"><section style='-webkit-tap-highlight-color: transparent; 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box-sizing: border-box; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;'><section style='padding: 1em;display: flex;flex: 1 1 0%;box-sizing: border-box;'><section data-autoskip="1" style='text-align: justify; letter-spacing: 1.5px; line-height: 1.75em; color: rgb(0, 0, 0); word-break: break-all;'><section style='flex-shrink: 0;' data-pm-slice="4 4 ,style:-webkit-tap-highlight-color: transparent;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;font-family: \PingFang SC\, system-ui, -apple-system, BlinkMacSystemFont, \Helvetica Neue\, \Hiragino Sans GB\, \Microsoft YaHei UI\, \Microsoft YaHei\, Arial, sans-serif;letter-spacing: 0.544px;text-align: justify;background-color: rgb(255, 255, 255);text-decoration-thickness: initial;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:text-align:center;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:margin-bottom: 0px;text-align: center;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{data-tools:135编辑器,data-id:131486},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:margin: 10px auto;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:background-color: #f2f9ff;padding: 13px;box-sizing:border-box;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:background-color: #ffffff;border-radius: 5px;padding: 9px;box-sizing:border-box;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:display: flex;justify-content: flex-start;},namespaceURI:http://www.w3.org/1999/xhtml}]"><p style='text-align:center;line-height: 2em;'><span style='font-size: 16px;letter-spacing: 2px;'><span leaf="">特种车辆静态作业出事</span></span></p><p style='text-align:center;line-height: 2em;'><span style='font-size: 16px;letter-spacing: 2px;'><span leaf="">交强险赔不赔？</span></span></p><p style='text-align:center;line-height: 2em;'><span style='font-size: 16px;letter-spacing: 2px;'><span leaf="">仙桃法院案例告诉你答案！</span></span></p><section class="mp_common_sticker_iframe_wrp" nodeleaf=""><mp-common-sticker data-pluginname="emotion" data-md5="bf61422960174d4471f725302579ed9c" data-emoji_url="https://mmbiz.qpic.cn/sz_mmbiz_gif/PIlKeQgD59OGSyfShj0MicQF25fFOc10vmkF70g1CnvHIGVMo2IQeXedyj6ibZwCUMhfxiclwUtcQGSSlichA2ia8TQ/0" data-is_ban="0" data-type="0" data-loading="0" data-error="0" data-inserted="1"></mp-common-sticker></section><section style='flex-shrink: 0;' data-pm-slice="3 4 ,style:-webkit-tap-highlight-color: transparent;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;font-family: \PingFang SC\, system-ui, -apple-system, BlinkMacSystemFont, \Helvetica Neue\, \Hiragino Sans GB\, \Microsoft YaHei UI\, \Microsoft YaHei\, Arial, sans-serif;letter-spacing: 0.544px;text-align: justify;background-color: rgb(255, 255, 255);text-decoration-thickness: initial;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:text-align:center;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:margin-bottom: 0px;text-align: center;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{data-tools:135编辑器,data-id:131486},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:margin: 10px auto;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:background-color: #f2f9ff;padding: 13px;box-sizing:border-box;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:background-color: #ffffff;border-radius: 5px;padding: 9px;box-sizing:border-box;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:display: flex;justify-content: flex-start;},namespaceURI:http://www.w3.org/1999/xhtml}]"><section data-role="title" data-tools="135编辑器" data-id="105721"><section style='margin: 10px auto;text-align: center;'><section style='display: inline-block;'><section style='display: flex;justify-content: center;'><section><span leaf=""><br></span></section><section><span leaf=""><br></span></section><section><span leaf=""><br></span></section><section><span leaf=""><br></span></section><section style='width: 25px;box-sizing:border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align:baseline;box-sizing:border-box;max-width:100% !important;'></span></section></section><section style='background-color: #dea11d;padding: 6px 25px;border-radius: 20px;box-sizing:border-box;'><section data-brushtype="text" style='font-size: 16px; color: rgb(255, 255, 255);'><strong><span leaf="">案情回顾</span></strong></section></section></section></section></section><p style='font-size: 16px;text-indent: 2.25em;line-height: 2em;'><span style='letter-spacing: 2px;'><span leaf=""><br></span></span></p><p style='font-size: 16px;text-indent: 2.25em;line-height: 2em;'><span style='letter-spacing: 2px;'><span leaf="">2022年10月23日，蔡某操作吊车吊管桩时，因货物遮挡视线，在起吊过程中不慎将下方挂货的邹某夹伤。邹某住院45天，后经鉴定构成十级伤残，各项损失合计16.9万余元。</span></span><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf="">涉事吊车归某吊装公司所有，该公司已在甲保险公司投保交强险，在乙保险公司投保100万元特种设备责任保险，事故发生在保险期内。因理赔争议，邹某将蔡某、吊装公司及两家保险公司诉至法院。</span></span></p><p style='font-size: 16px;text-indent: 2.25em;line-height: 2em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf=""><br></span></span></p><p style='font-size: 16px; line-height: 2em; text-align: center;'><span style='letter-spacing: 2px;background-color: transparent;caret-color: red;'><span leaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 100%;'></span></span></span></p><p style='font-size: 16px;text-indent: 2.25em;line-height: 2em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf=""><br></span></span></p><section data-role="title" data-tools="135编辑器" data-id="105721"><section style='margin: 10px auto;text-align: center;'><section style='display: inline-block;'><section style='display: flex;justify-content: center;'><section style='width: 25px;box-sizing:border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align:baseline;box-sizing:border-box;max-width:100% !important;'></span></section></section><section style='background-color: #dea11d;padding: 6px 25px;border-radius: 20px;box-sizing:border-box;'><section data-brushtype="text" style='font-size: 16px; color: rgb(255, 255, 255);'><strong><span leaf="">法院审理</span></strong></section></section></section></section></section><p style='line-height: 2em;text-indent: 2.25em;font-size: 16px;'><span style='letter-spacing: 2px;'><span leaf=""><br></span></span></p><p style='line-height: 2em;text-indent: 2.25em;font-size: 16px;'><span style='letter-spacing: 2px;'><span leaf="">法院审理后认为，特种车辆作业过程致使第三人受伤属于参照交通事故处理的一种情形，交强险承保公司应当承担赔付责任。</span></span></p><p style='line-height: 2em;text-indent: 2.25em;font-size: 16px;'><span style='letter-spacing: 2px;'><span leaf="">本案中，吊装公司为其所有的案涉特种机动车投保了交强险及商业三者险，吊车在吊装过程中，虽未处于行驶状态，但仍属于作业过程中，所发生的事故应纳入交强险、商业三者险的赔偿范围，故本案中两家保险公司应当承担赔偿责任。先由甲保险公司在交强险责任限额范围内予以赔偿，再由乙保险公司对超出交强险各分项赔偿限额以上的部分在商业三者险范围内予以赔偿。</span><span style='color: rgb(54, 96, 146);'><strong><span leaf="">最终法院判决甲保险公司赔偿邹某各项损失11万余元，乙保险公司赔偿邹某各项损失3.8万余元。判决作出后，原、被告均未提出上诉，该判决已生效。</span></strong></span></span></p><p style='line-height: 2em;text-indent: 2.25em;font-size: 16px;'><span leaf=""><br></span></p><p style='line-height: 2em; font-size: 16px; text-align: center;'><span leaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 100%;'></span></span></p><p style='line-height: 2em;text-indent: 2.25em;font-size: 16px;'><span leaf=""><br></span></p><section style='flex-shrink: 0;' data-pm-slice="3 6 ,style:-webkit-tap-highlight-color: transparent;margin: 0px;padding: 0px;outline: 0px;max-width: 100%;font-family: \PingFang SC\, system-ui, -apple-system, BlinkMacSystemFont, \Helvetica Neue\, \Hiragino Sans GB\, \Microsoft YaHei UI\, \Microsoft YaHei\, Arial, sans-serif;letter-spacing: 0.544px;text-align: justify;background-color: rgb(255, 255, 255);text-decoration-thickness: initial;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:text-align:center;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:margin-bottom: 0px;text-align: center;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{data-tools:135编辑器,data-id:131486},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:margin: 10px auto;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:background-color: #f2f9ff;padding: 13px;box-sizing:border-box;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:background-color: #ffffff;border-radius: 5px;padding: 9px;box-sizing:border-box;},namespaceURI:http://www.w3.org/1999/xhtml},para,{tagName:section,attributes:{style:display: flex;justify-content: flex-start;},namespaceURI:http://www.w3.org/1999/xhtml}]"><section data-tools="135编辑器" data-id="105728"><section style='margin: 10px auto;text-align: center;'><section style='background-color: #f2f9ff;padding: 35px 25px;box-sizing:border-box;'><section style='display: flex;justify-content: flex-start;align-items: center;'><section style='width: 40px;box-sizing:border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align:baseline;box-sizing:border-box;max-width:100% !important;'></span></section><section data-brushtype="text" style='font-size: 16px; color: rgb(55, 66, 120); margin-left: 15px;'><strong><span leaf="">案件焦点</span></strong></section></section><section style='width: 100%;height: 1px;background-color: #5f6893;margin-top: -5px;max-width:100% !important;box-sizing:border-box;transform: rotate(0deg);-webkit-transform: rotate(0deg);-moz-transform: rotate(0deg);-o-transform: rotate(0deg);' data-width="100%"><span leaf=""><br></span></section><section style='display: flex;justify-content: flex-start;align-items: flex-start;margin-top: 15px;'><section style='width: 22px;height: 22px;margin-right: 13px;flex-shrink: 0;box-sizing:border-box;'><section style='font-size: 16px; color: rgb(255, 255, 255); line-height: 24px; height: 0px;' data-original-title="" title=""><span leaf=""><br></span></section></section><section data-brushtype="text" style='color: rgb(85, 85, 98); text-align: left;'><strong><span leaf="">特种车辆作业时出事，算不算交强险和商业三者险的赔偿范围？</span></strong></section></section><section style='display: flex;justify-content: flex-start;align-items: flex-start;margin-top: 15px;'><section data-brushtype="text" style='color: rgb(85, 85, 98);'><p style='text-align: left;text-indent: 2em;'><span leaf="">保险公司常以 “车辆静态作业不属于交通事故” 为由拒赔，但车主投保时，显然是为了覆盖作业中的风险。</span></p><p style='text-align: left;text-indent: 2em;'><span leaf="">特种车辆的核心用途是作业，行驶仅是辅助功能。保险公司承保时明知其特性，理应预见作业状态为常态。若仅赔偿行驶中事故，既违背投保人初衷，也压缩了交强险的保障范围，不符合立法意图。</span></p><p style='text-align: left;text-indent: 2em;'><span leaf="">因此，特种车辆作业中发生的事故，应纳入交强险和商业三者险赔偿范围。</span></p><p style='text-align:left;'><span leaf=""><br></span></p></section></section></section></section></section></section><section data-role="splitline" data-tools="135编辑器" data-id="103116"><section style='margin: 10px auto;text-align: center;padding-bottom: 5px;box-sizing:border-box;'><section style='display: flex;justify-content: center;align-items: center;'><section style='height: 1px;background: #e3b98a;flex: 1;align-self: flex-end;margin-bottom: -5px;'><span leaf=""><br></span></section><section style='height: 6px;width: 6px;border-radius: 100%;border: 1px solid #e3b98a;box-sizing:border-box;'><span leaf=""><br></span></section><section style='height: 6px;width: 6px;border-radius: 100%;border: 1px solid #e3b98a;margin-left: 4px;box-sizing:border-box;'><span leaf=""><br></span></section><section style='height: 1px;background: #e3b98a;flex: 1;align-self: flex-end;margin-bottom: -5px;'><span leaf=""><br></span></section></section></section></section><p style='text-align:center;font-size: 16px;line-height: 2em;text-indent: 0em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf=""><br></span></span></p><p style='text-align:center;font-size: 16px;line-height: 2em;text-indent: 0em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf="">特种车辆投保易</span></span></p><p style='text-align:center;font-size: 16px;line-height: 2em;text-indent: 0em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf="">理赔难？</span></span></p><p style='text-align:center;font-size: 16px;line-height: 2em;text-indent: 0em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf="">看清法律边界</span></span></p><p style='text-align:center;font-size: 16px;line-height: 2em;text-indent: 0em;'><span style='letter-spacing: 2px;text-indent: 2.25em;background-color: transparent;caret-color: red;'><span leaf="">才能规避风险！</span></span></p></section></section><p><span leaf=""><br></span></p><section class="mp_common_sticker_iframe_wrp" nodeleaf=""><mp-common-sticker data-pluginname="emotion" data-md5="c78d18f9b6443ee32cffcac0484f7971" data-emoji_url="https://mmbiz.qpic.cn/sz_mmbiz_gif/PIlKeQgD59OGSyfShj0MicQF25fFOc10v7qcqGNjPL1SDbWA3NmbWfdLSCRnQV1PcYGsV1vRNHY1bC2UkkB77SA/0" data-is_ban="0" data-type="1" data-loading="0" data-error="0" data-inserted="1"></mp-common-sticker></section><p><span leaf=""><br></span></p></section></section></section><section style='display: flex;justify-content: flex-end;'><section style='display: flex; 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