江小楼 发表于 2023-6-21 09:24:58

LPR再降!仙桃房贷利率!刷新低!

<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="outer" label="edit by 135editor" style='color: rgb(0, 0, 0); font-size: medium;'><p style='text-align: left;'><span style='font-family: PingFangSC-Light; font-size: 14px; letter-spacing: 2px;'>今天早上,中国人民银行公布,2023年6月20日贷款市场报价利率(LPR)为:</span><strong style='font-family: PingFangSC-Light; font-size: 14px; letter-spacing: 2px;'><span style='background-color: rgb(216, 40, 33);color: rgb(255, 255, 255);'>1年期LPR为3.55%,5年期以上LPR为4.2%。</span></strong><span style='font-family: PingFangSC-Light; font-size: 14px; letter-spacing: 2px;'>以上LPR在下一次发布LPR之前有效。</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align:center;line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>*图源中国人民银行微信公众号</span></p><p><br></p><section data-role="title" data-tools="135编辑器" data-id="126583"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='display: flex;justify-content: center;transform-style: preserve-3d;'><section style='flex-shrink: 0;'><section style='width: 10px;height: 10px;border-radius: 100%;background-color: rgb(253, 209, 73);transform: translate(11px, -2px);overflow: hidden;'><br></section></section><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;padding: 4px 15px;background-color: rgb(216, 40, 33);border-radius: 25px;transform: translateZ(10px);'><span style='font-family: PingFangSC-Light;letter-spacing: 2px;'><strong data-brushtype="text">房贷利率,历史新低</strong></span></section></section></section></section><p><br></p><p style='line-height: 1.75em;'><span style='color: rgb(216, 40, 33);'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>自2022年8月之后,时隔9个月,LPR再次下调,房贷利率进入了又一个历史新低。</span></strong></span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align:center;line-height: 1.75em;'><span style='letter-spacing: 2px;color: rgb(127, 127, 127);font-size: 12px;font-family: PingFangSC-Light;'>*数据来源:中国货币网</span></p><p><br></p><section data-role="title" data-tools="135编辑器" data-id="126583"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='display: flex;justify-content: center;transform-style: preserve-3d;'><section style='flex-shrink: 0;'><section style='width: 10px;height: 10px;border-radius: 100%;background-color: rgb(253, 209, 73);overflow: hidden;transform: translate(11px, -2px);'><br></section></section><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;padding: 4px 15px;background-color: rgb(216, 40, 33);border-radius: 25px;transform: translateZ(10px);'><span style='font-family: PingFangSC-Light;letter-spacing: 2px;'><strong data-brushtype="text">仙桃现行房贷利率</strong></span></section></section></section></section><p><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>根据目前的房贷政策,仙桃首套房商贷利率执行的标准是LPR-40BP(即3.9%),二套房贷利率执行标准为LPR+60BP(即4.9%)。</span></p><p style='line-height: 1.75em;'><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>而随着今起LPR报价的调整,意味着从现在开始<strong><span style='color: rgb(216, 40, 33);'>,仙桃商贷首套房贷利率最低执行利率可以做到3.8%,二套房贷利率最低可执行4.8%。</span></strong></span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;width: 457px;height: 337px;'></span></p><p><br></p><section data-role="title" data-tools="135编辑器" data-id="126583"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='display: flex;justify-content: center;transform-style: preserve-3d;'><section style='flex-shrink: 0;'><section style='width: 10px;height: 10px;border-radius: 100%;background-color: rgb(253, 209, 73);overflow: hidden;transform: translate(11px, -2px);'><br></section></section><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;padding: 4px 15px;background-color: rgb(216, 40, 33);border-radius: 25px;transform: translateZ(10px);'><span style='font-family: PingFangSC-Light;letter-spacing: 2px;'><strong data-brushtype="text">存量房贷利率也会降</strong></span></section></section></section></section><p><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>本次LPR下调后,除新增房贷之外,</span><span style='color: rgb(216, 40, 33);'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>存量房贷也将同步受益。</span></strong></span></p><p style='line-height: 1.75em;'><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>如果现行LPR利率在存量房贷(浮动利率)的重新定价日到来之前保持不变,那么房贷利率也能在重新定价日同步下调。</span></p><p><br></p><p style='line-height: 1.75em;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>房贷利率再降,买房成本再降低,你会选择现在上车吗?</span></strong></p><p><br></p></section><section style='color: rgb(0, 0, 0); font-size: medium; outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; display: flex; justify-content: center; transform: translateZ(10px);'><section hm_fix="328:803" style='padding-right: 10px;padding-left: 10px;outline: 0px;display: flex;align-items: center;'><section style='padding-left: 3px;outline: 0px;'><section style='outline: 0px;width: 10px;height: 10px;background-color: rgb(255, 205, 69);overflow: hidden;'><br style='outline: 0px;'></section></section></section></section><section data-width="100%" 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江一哥 发表于 2023-6-22 06:32:20

5.8的怎么搞?

沔阳映画 发表于 2023-6-22 10:20:00

大家需要的是降低房价,而不是利率,利率降了,大家也买不起房。

为爱K歌 发表于 2023-6-22 12:50:24

沔阳映画 发表于 2023-6-22 10:20
大家需要的是降低房价,而不是利率,利率降了,大家也买不起房。

是的,都是政府的套路

华老板 发表于 2023-6-26 15:30:15

江一哥 发表于 2023-6-22 06:32
5.8的怎么搞?

很简单,办理换个银行换贷,就可以调整到当前的利率
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