扎心！仙桃各楼盘月供曝光！你的收入够还房贷吗？_房产楼市_江汉热线

江小楼 发表于 2021-10-14 17:12:36

扎心！仙桃各楼盘月供曝光！你的收入够还房贷吗？

<h1 style="letter-spacing: 2px; margin-bottom: 5px; margin-top: 25px; line-height: 1.75em;">面对现在仙桃市场如此高昂的房价，连月供都直逼4000了，<span style="font-size: 14px; text-indent: 28px; caret-color: red; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">而且办理商业贷款时还需要提供收入证明原件<span style="color: #000000; font-size: 14px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">（<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">月收入需是月供的两倍以上）<span style="font-size: 14px; text-indent: 28px; caret-color: red; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">，四千的月供，收入至少要达到八千以上……</h1><h1 style="letter-spacing: 2px; margin-bottom: 5px; margin-top: 25px; line-height: 1.75em;">所以你的收入够还房贷吗？这可真是个扎心的问题。显然，当前的仙桃楼市现状，还是有人买不起房，毕竟工资，永远赶不上房价的涨幅！</h1>

<img class="wscnph" src="http://lpimg.chufw.com/620c32021101408390038330a9p5w6.png">
实拍图 

<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">不可置疑，房价zui便宜的时候，永远是在昨天。<span style="font-size: 14px; line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">尽管有不少项目趁着“金九银十”大力打折，试图挽回用户，很多购房者依旧是不买账，焦虑彷徨依旧在上演着。<span style="font-size: 14px; line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;"> 
<p style="font-size: 14px; line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">
现如今，仙桃市场超过5500元/㎡的均价，甚至部分楼盘房价达到7000+元/㎡，对于普通家庭来说，压力山大。动不动超过六、七十万的房子，还是要好好斟酌一下手里的购房资金的。 

<img class="wscnph" src="http://lpimg.chufw.com/a93fa2021101408405742617pfmsd9.png">
实拍图

先看首付，手头的钱够不够上车，够上哪里的车，其次就是月供，可以说这是买房的整个过程中对购房者影响时间很长的一个因素，购房者每月的收入水平决定了自己月供多少，换句话说还款能力对于买房的影响直线上升。 

在谈月供之前，我们先看看目前仙桃楼市房价地图： 

<img class="wscnph" src="http://lpimg.chufw.com/3fc6e2021101408414043010wu735k.png"> 

<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 14px; font-family: PingFangSC-Light;">目前，仙桃楼市的价格区间大概可以这样划分：<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 14px; font-family: PingFangSC-Light;"> 
<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">房价区间： 
<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">1、<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">6000-7000元/㎡，南城新区和城南版块。<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">属于城市巅峰版块，发展迅猛+优质城市配套。<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">楼盘相对数量多，竞争压力大。 <span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">2、<span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">5000-6000元/㎡，城西版块。<span style="font-size: 14px; line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">当前仙桃城市发展重要区域，资源配套优越，成熟稳定，是不少购房者新选择。
<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">3、<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">5<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">000-<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">5<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">500元/㎡，<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">城东版块和老城区<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">。<span style="font-size: 14px; color: #110101; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">这些地方发展成熟稳定，土地资源稀少，所以楼盘并不多。
<p style="text-align: justify; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; letter-spacing: 2px; line-height: 1.75em;"><span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">4、还有房价相对较低的仙北版块，该版块价格在3500-4500元/㎡。<span style="font-size: 14px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;">一般人都可以接受，但是相对的，在基础配套上也有一定的短板。<p style="text-align: justify; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; letter-spacing: 2px; line-height: 1.75em;"><span style="font-size: 14px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: PingFangSC-Light;"> 

<img class="wscnph" src="http://lpimg.chufw.com/877e22021101408420766621btvdhy.png" style="display: block; margin-left: auto; margin-right: auto;">
实拍图 
回归当下，我们不得不去考虑，现阶段，在仙桃买一套房，究竟需要多少首付资金，承担多少月供压力？ 

针对此，小编为大家整理出了一些目前仙桃在售楼盘的购房月供情况，给大家提供一个参考值。 

<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">下文中我们都将按照首套房，纯商贷，贷款30年，<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">并且<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">楼盘的最小户型<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">面积进行参考<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">，<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">按照<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">平均均价<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">，<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">利率5.<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">73<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">%等额本息的计算方式为例计算。<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"> 

PART ONE
月供直逼2000元！
这一梯队总的来说分布的区域也不多，集中在仙北版块和老城区。老城区的部分房源有小户型，算下来月供还不到2000元。而仙北尽管是作为仙桃楼市的房价低地的存在，但是由于户型面积都不小，月供仍接近2000元。 

<img class="wscnph" src="http://lpimg.chufw.com/723382021101408431118132r2pef8.jpg" style="display: block; margin-left: auto; margin-right: auto;"> 

对于这类购房人群来说：“买得起”有个房，解决“有”还是“无”的问题；每一平米的空间都很重要；首付少2、3万也很重要。 

PART TWO
月供超过2000元！
这一部分的产品主要是刚改型，涉及的区域是比较多的。这也是目前仙桃置业人群比较关心的一个梯队。 

<img class="wscnph" src="http://lpimg.chufw.com/417d62021101408430327073ytfytq.jpg" style="display: block; margin-left: auto; margin-right: auto;"> 

<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 14px; font-family: PingFangSC-Light;">一般来说这部分购房群体，会选择100㎡-120㎡左右的户型，在仙桃的这些刚改楼盘的月供大部分直逼3000元！<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 14px; font-family: PingFangSC-Light;"> 
<p style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 14px; font-family: PingFangSC-Light;">
虽然是刚改，但确实也不容易，毕竟一个月还完月供还是要生活的。 

PART THREE
月供超过3000元！
目前仙桃楼市改善类产品主要集中在南城新区以及城西版块的大户型楼盘。 

<img class="wscnph" src="http://lpimg.chufw.com/a325d2021101408414460402vfctpt.jpg" style="display: block; margin-left: auto; margin-right: auto;"> 

对于这部分群体来讲，是从首套房过渡到二套房的阶段，所以买房子既要考虑价格还要考虑地段以及品质。 

他们置业本质上来说：想有多个功能空间，给家人和自己使用。配套、园林自然成为重要加分项。随着养老、二孩等现实原因，一部分刚改群体在居住几年后慢慢会转变成纯改善群体。 

<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 34px; caret-color: red; font-size: 14px; font-family: PingFangSC-Light;">从目前仙桃的月供水平来看，无论是刚刚踏入门槛的1000+元/月，还是刚改的2000-3000元/月，亦或是高端改善板块3000＋元/月的阶梯，对于每个需要买房的家庭来说，都是绕不过的考验。<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 34px; caret-color: red; font-size: 14px; font-family: PingFangSC-Light;"> 

<img src="http://lpimg.chufw.com/2021101408385369247juszmz.png" border="0" style="max-width: 100%; caret-color: red; text-indent: 28px; display: block; margin-left: auto; margin-right: auto;" alt="">
实拍图 

但是，不可否认，比起大城市过万的月供，仙桃的月还款压力已经算是小的了，所以，在仙桃买房也并非可望而不可及的事情，希望大家都能早点完成自己的买房梦想。 

那么问题来了，你现在的工资还得起月供吗？欢迎留言区互动讨论~ 

最后，如果对购房有疑问，可以在识别下方二维码添加小编微信咨询哦。小编在线教你：如何选房更赚、避坑、防骗……专业咨询，有问必答！ 

<p style="text-align: center; line-height: 150%; letter-spacing: 1px; font-size: 16px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-family: 微软雅黑;"><img src="http://lpimg.chufw.com/2021101408385963357witf9r.png" border="0" style="max-width: 100%; box-sizing: border-box; width: 323px; height: 360px;" alt="">
<h1 style="text-align: center; background: #ffffff; letter-spacing: 2px; line-height: 1.75em;"><span style="line-height: 150%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">扫码加入仙桃买房交流群 <span style="line-height: 150%; letter-spacing: 1px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">轻松买房、避免被坑</h1>

沔牯佬 发表于 2021-10-14 20:46:39

危言耸听，仙桃这点房价不至于月供四千，那武汉的月供岂不是得一两万了。

Ailili 发表于 2021-11-1 15:52:33

沔牯佬发表于 2021-10-14 20:46
危言耸听，仙桃这点房价不至于月供四千，那武汉的月供岂不是得一两万了。
...

武汉确实很多啊，二环内的月供差不多都超过1W了，更不用说那些靠江的了。

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江汉热线's Archiver

扎心！仙桃各楼盘月供曝光！你的收入够还房贷吗？