重磅！央行全面降准！释放资金1.2万亿！对楼市有什么影...
<p style="line-height: 2em; letter-spacing: 2px;"></p><p style="line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><br></span></p><p style="line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;">12月6日！央行全面降准，央行下调存款准备金率0.5%，共计释放长期资金约1.2万亿元。</span></p><p style="line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><br></span></p>
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<p><span style="font-size: 12pt;"><img src="http://lpimg.chufw.com/2021120916400176222id697q.png" border="0" style="max-width: 100%; outline: 0px; display: block; margin-left: auto; margin-right: auto;" helvetica="" neue="" pingfang="" sc="" hiragino="" sans="" gb="" microsoft="" yahei="" ui="" arial="" sans-serif="" letter-spacing:="" 0="" 544px="" text-align:="" center="" white-space:="" normal="" width:="" 677px="" important="" visibility:="" visible="" alt=""></span></p><p><span style="font-size: 12pt;"><br></span></p>
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<p style="padding: 15px 2px; outline: 0px; font-family: -apple-system-font, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; font-size: 16px; width: 3.5em; height: 2.5em; display: inline-block; line-height: 0.8em; color: #ffffff; background-color: #ac1d10; box-sizing: border-box; text-align: left;"><strong><span style="outline: 0px; font-size: 12pt; letter-spacing: 2px; font-family: 宋体, SimSun;">01</span></strong></p>
<p style="outline: 0px; text-align: left;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; letter-spacing: 2px; color: #d82821;">央行全面降准！释放资金1.2万亿！</span></strong><span style="outline: 0px; letter-spacing: 2px; color: #d82821;"></span></span></p><p style="outline: 0px; text-align: left;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; letter-spacing: 2px; color: #d82821;"><br></span></strong></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; line-height: 1.5em;"></p>
<p style="outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; caret-color: #ff0000; font-family: PingFangSC-Light;">降准，全称为“降低存款准备金比率”，所谓的存款准备金，是金融企业为应付客户提取存款和资金清算而准备的货币资金。</span></strong></span></p><p style="outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; caret-color: #ff0000; font-family: PingFangSC-Light;"><br></span></strong></span></p>
<p style="outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; caret-color: #ff0000; font-family: PingFangSC-Light;"></span></strong></span></p>
<p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 宋体, SimSun;">用最简单的数据解释：</span></p><p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 宋体, SimSun;"><br></span></p>
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<p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-size: 12pt; font-family: 宋体, SimSun;"><span style="outline: 0px;">100个人，每人存了100元到银行，总共是1万，</span><span style="outline: 0px; text-decoration: underline;"><strong style="outline: 0px;">原存款准备金率为8.9%</strong></span><span style="outline: 0px;">，即银行只需要留下890元，避免这100个人中有人来取取款，其余的9110块，都可以作为贷款放出去。</span></span></p><p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-size: 12pt; font-family: 宋体, SimSun;"><span style="outline: 0px;"><br></span></span></p>
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<p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px;">降准了0.5%之后，存款准备金率变成8.4%，即现在</span><span style="outline: 0px; text-decoration: underline;"><strong style="outline: 0px;">银行只需要留下840块，多了50块钱放款</strong></span><span style="outline: 0px;">。</span></span></p><p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px;"><br></span></span></p>
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<p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 宋体, SimSun;">中国的存款规模巨大，这下<span style="outline: 0px; color: #c00000;"><strong style="outline: 0px;">降了0.5%</strong><span style="outline: 0px; color: #000000;">，金融机构多了</span><strong style="outline: 0px;">1.2万亿的巨量货币</strong></span>，可以用于市场流通。对于市场而言，1.2万亿的可流动货币，提高市场流动性货币总量。</span></p><p style="outline: 0px; color: #333333; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 宋体, SimSun;"><br></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px;">为支持实体经济发展，促进综合融资成本稳中有降，中国人民银行决定于2021年12月15日</span><strong style="outline: 0px;"><span style="outline: 0px; color: #7b0c00;">下调金融机构存款准备金率0.5个百分点</span></strong><span style="outline: 0px;">（不含已执行5%存款准备金率的金融机构）。本次下调后，金融机构加权平均存款准备金率为8.4%。</span></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px;"><br></span></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-size: 12pt;"><img src="http://lpimg.chufw.com/2021120916400278487xrgsfr.png" border="0" style="max-width: 100%; outline: 0px; width: 677px !important; visibility: visible !important; display: block; margin-left: auto; margin-right: auto;" alt=""></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-size: 12pt;"><br></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;">1、此次降准是否意味着稳健货币政策取向发生改变？</span></strong><span style="outline: 0px;"></span></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;"><br></span></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;">答：稳健货币政策取向没有改变。此次降准是货币政策常规操作，释放的一部分资金将被金融机构用于归还到期的中期借贷便利（MLF），还有一部分被金融机构用于补充长期资金，更好满足市场主体需求。人民银行坚持正常货币政策，保持政策的连续性、稳定性、可持续性，不搞大水漫灌，为高质量发展和供给侧结构性改革营造适宜的货币金融环境。</span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"><br></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;">2、此次降准的考虑是什么？</span></strong><span style="outline: 0px;"></span></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;"><br></span></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;">答：此次降准的目的是加强跨周期调节，优化金融机构的资金结构，提升金融服务能力，更好支持实体经济。一是在保持流动性合理充裕的同时，有效增加金融机构支持实体经济的长期稳定资金来源，增强金融机构资金配置能力。二是引导金融机构积极运用降准资金加大对实体经济特别是中小微企业的支持力度。三是此次降准降低金融机构资金成本每年约150亿元，通过金融机构传导可促进降低社会综合融资成本。</span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"><br></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;">3、此次降准释放多少资金？</span></strong><span style="outline: 0px;"></span></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;"><br></span></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px;">答：</span><strong style="outline: 0px;"><span style="outline: 0px; color: #7b0c00;">此次降准为全面降准</span></strong><span style="outline: 0px;">，除已执行5%存款准备金率的部分县域法人金融机构外，对其他金融机构普遍下调存款准备金率0.5个百分点，同时考虑到参加普惠金融定向降准考核的大多数金融机构都达到了支农支小（含个体工商户）等考核标准，政策目标已实现，有关金融机构统一执行最优惠档存款准备金率，这样此次降准共计释放</span><strong style="outline: 0px;"><span style="outline: 0px; color: #7b0c00;">长期资金约1.2万亿元。</span></strong></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; line-height: 2em; letter-spacing: 2px;"><span style="font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; color: #7b0c00;"><br></span></strong></span></p>
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<p style="outline: 0px;"><span style="font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; letter-spacing: 2px; color: #d82821;">本次降准释放了重磅信号！</span></strong><span style="outline: 0px; letter-spacing: 2px; color: #d82821;"></span></span></p><p style="outline: 0px;"><span style="font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; letter-spacing: 2px; color: #d82821;"><br></span></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; letter-spacing: 2px; line-height: 2em;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;">央行降准，传递了哪些信号呢？对楼市有何影响？</span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; letter-spacing: 2px; line-height: 2em;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;"><br></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; font-family: 黑体, SimHei;">1、</span></strong><span style="outline: 0px; font-family: 黑体, SimHei;"><strong style="outline: 0px; caret-color: red;"><span style="outline: 0px;">有助于银行资金的流动性，一定程度上改善银行二手房停贷、放款速度慢现象</span></strong></span></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="font-size: 12pt;"><span style="outline: 0px; font-family: 黑体, SimHei;"><strong style="outline: 0px; caret-color: red;"><span style="outline: 0px;"><br></span></strong></span></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;">降准本身有助于改善商业银行的流动性，对于房贷等有积极的作用。</span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;"><br></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;">虽然理论上各类资金本身不会流入到房地产，但因为以后本身的贷款额度是增加的，所以实际过程中也还是有助于房地产的发展，至少房贷本身有趋于宽松的可能。</span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;"><br></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 黑体, SimHei; font-size: 12pt;"><span style="outline: 0px;">而央行降准，</span><strong style="outline: 0px;"><span style="outline: 0px; color: #7b0c00;">一定程度上会增加银行贷款的额度，有利于缓解银行停贷、放款速度慢等现象。</span></strong></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 黑体, SimHei; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px; color: #7b0c00;"><br></span></strong></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;"><strong style="outline: 0px;">2、或有利于促进房贷利率的下调</strong></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;"><strong style="outline: 0px;"><br></strong></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 黑体, SimHei; font-size: 12pt;"><span style="outline: 0px;">以仙桃为例，房贷利率执行LPR政策，首套房利率基本在5.73%-5.88%，二套6.3%左右。</span></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 黑体, SimHei; font-size: 12pt;"><span style="outline: 0px;"><br></span></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;">但是，LPR房贷利率，自去年年初以来，已经一年多没有调整了。<br style="outline: 0px;"></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;"><br></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; color: #7b0c00; font-size: 12pt; font-family: 黑体, SimHei;"><strong style="outline: 0px;">降准对于房地产市场的影响来说肯定是利好，特别是短期银行的贷款额度肯定会有所增加。</strong></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; color: #7b0c00; font-size: 12pt; font-family: 黑体, SimHei;"><strong style="outline: 0px;"><br></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; color: #7b0c00; font-size: 12pt; font-family: 黑体, SimHei;"><strong style="outline: 0px;">若降准落地，不排除LPR出现波动的可能性。</strong></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; color: #7b0c00; font-size: 12pt; font-family: 黑体, SimHei;"><strong style="outline: 0px;"><br></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei; color: #000000;">对于购房者而言，若能促进LPR房贷利率下调，那么意味着购房者买房的贷款成本在下降。</span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei; color: #000000;"><br></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 黑体, SimHei; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;">3、缓解房企资金压力</span></strong></span></p><p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 黑体, SimHei; font-size: 12pt;"><strong style="outline: 0px;"><span style="outline: 0px;"><br></span></strong></span></p>
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<p style="margin-right: 10px; margin-left: 10px; outline: 0px; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-size: 12pt; font-family: 黑体, SimHei;">降准既可以增加信用投放，也可以引导金融机构更好的降低实体经济成本，主要是可以优化银行体系的资金结构，降低银行体系的负债成本，并减轻央行公开市场操作的压力，降准有助于保持市场流动性的合理充裕，缓解房企资金压力。</span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;">虽然降准对于房地产而言，是一则重磅消息，但是“房住不炒”的基调不会变。</span></p><p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"><br></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; text-decoration: underline; font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;">房地产到底会不会触底反弹？无人能知。</strong></span></p><p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; text-decoration: underline; font-family: 宋体, SimSun; font-size: 12pt;"><strong style="outline: 0px;"><br></strong></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; letter-spacing: 0.544px; white-space: normal; vertical-align: inherit;"></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;">但是，业界普遍的观点，却因为这次“降准”，变得更为积极，内心觉得：<span style="outline: 0px; color: #c00000;"><strong style="outline: 0px;">可以买房子了，你们觉得呢？</strong></span></span><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"></span></p><p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px; color: #c00000;"><strong style="outline: 0px;"><br></strong></span></span></p><p style="text-align: center; outline: 0px; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px; color: #c00000;"><strong style="outline: 0px;"></strong></span></span></p>
<p style="outline: 0px; font-family: -apple-system, BlinkMacSystemFont, 'Helvetica Neue', 'PingFang SC', 'Hiragino Sans GB', 'Microsoft YaHei UI', 'Microsoft YaHei', Arial, sans-serif; white-space: normal; vertical-align: inherit; line-height: 2em; letter-spacing: 2px;"><span style="outline: 0px; font-family: 宋体, SimSun; font-size: 12pt;"><span style="outline: 0px; color: #c00000;"><strong style="outline: 0px;"></strong></span></span></p>
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