江小楼 发表于 2023-3-2 11:48:13

仙桃提前还房贷全纪录

<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="paragraph" style='color: rgb(0, 0, 0); font-size: medium;'><p style='text-align: center;'><a class="weapp_image_link js_weapp_entry" data-miniprogram-appid="wx00821b9cb0c09f37" data-miniprogram-path="pages/index/index" data-miniprogram-nickname="仙桃房网+" href="" data-miniprogram-type="image" data-miniprogram-servicetype=""><span class="wxart_image" wx-style='display:inline-block;'></span></a></p><p><br></p></section><section data-role="paragraph" style='color: rgb(0, 0, 0); font-size: medium;'><section data-tools="135编辑器" data-id="95377"><section data-width="100%" style='box-sizing: border-box;width: 767px;padding-bottom: 1em;max-width: 100%;'><section style='text-align: right;margin-bottom: -14px;'><section style='box-sizing: border-box;width: 20px;display: inline-block;'><span class="wxart_image" wx-style='display:inline-block;box-sizing: border-box;vertical-align: inherit;width: 20px;display: block;'></span></section></section><section style='border-width: 1px;border-style: solid;border-color: rgb(127, 127, 127);box-sizing: border-box;'><section data-autoskip="1" style='padding: 1em;font-size: 14px;text-align: justify;letter-spacing: 1.5px;line-height: 1.75em;color: rgb(62, 62, 62);box-sizing: border-box;'><p style='line-height: 1.75em;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;'>我是2020年11月买的房，当时办理房贷的利率是5.68%；</span></p><p style='line-height: 1.75em;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;'>在2022年1月，房贷利率降到了5.63%；</span></p><p style='line-height: 1.75em;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;'>今年1月，我的房贷利率又调到了5.33%；</span></p><p style='line-height: 1.75em;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;'>虽然已经降了2次，但是跟仙桃现在买首套房的3.9%贷款利率相比，还是高出不少，所以我和家人决定</span><span style='color: rgb(0, 112, 192);'><strong><span style='letter-spacing: 2px;font-family: PingFangSC-Light;'>“提前还贷”。</span></strong></span></p></section></section><section data-width="80%" style='box-sizing: border-box;width: 613.594px;margin-top: -5px;margin-left: 1px;max-width: 80%;'><span class="wxart_image" wx-style='display:inline-block;box-sizing: border-box;vertical-align: inherit;width: 613.594px;display: block;'></span></section></section></section><p><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>以上是网友王女士和小编聊天时，发过来的消息。</span></p><p><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>前段时间，<span style='text-align: justify;'>“提前还贷潮”在多个城市漫延，话题频繁冲上热搜！<strong style='font-size: medium; text-align: start;'><span style='font-size: 14px;'>面对越来越低的首套商贷利率，不少存量房贷客户开始选择提前还贷，向高利率说不。</span></strong></span></span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align: center; line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>*图源微博截图</span></p><p><br></p><section data-role="title" data-tools="135编辑器" data-id="123798"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='transform-style: preserve-3d;'><section style='box-sizing: border-box;width: 15px;display: inline-block;transform: translateZ(10px);'><svg xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewBox="0 0 29 22" style='display: block;' data-height="100%"><path style='fill: #00b0f0;fill-rule: evenodd;' d="M158,566h13.281v13.813H158V566Zm0,12.607h5.437L166.093,588h-5.438ZM173.719,566H187v13.813H173.719V566Zm-0.011,12.607h5.438L181.8,588h-5.437Z" transform="translate(-158 -566)"></path></svg></section><section style='display: flex;margin-top: -12px;margin-left: 7px;transform: translateZ(5px);'><section><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;background-color: rgb(0, 112, 192);padding: 5px 15px;box-sizing: border-box;'><span style='letter-spacing: 2px;font-family: PingFangSC-Light;'><strong data-brushtype="text">仙桃提前还贷现状</strong></span></section><section style='flex-shrink: 0;display: flex;justify-content: flex-end;'><section data-width="95%" style='box-sizing: border-box;width: 165.297px;height: 6px;background-color: rgb(219, 238, 243);overflow: hidden;max-width: 95%;'><br></section></section></section><section style='flex-shrink: 0;display: flex;align-items: flex-end;'><section style='box-sizing: border-box;width: 6px;height: 28.7969px;background-color: rgb(219, 238, 243);overflow: hidden;'><br></section></section></section></section></section></section><p><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>在各个购房交流群、业主群里，常有业主发起关于</span><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>“提前还贷”</span></strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>的话题讨论。</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align:center;line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>*微信截图</span></p><p><br></p><p style='line-height: 1.75em;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;color: rgb(0, 112, 192);'>申请“提前还贷”的流程，其实也并不复杂。</span></strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>以开头提到的王女士为例，她是</span><span style='font-size: 14px; letter-spacing: 2px; font-family: PingFangSC-Light; text-decoration-line: underline;'>2月3日</span><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>在银行APP上提交了“提前还款预约”申请，排期到</span><span style='font-size: 14px; letter-spacing: 2px; font-family: PingFangSC-Light; text-decoration-line: underline;'>2月10日</span><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>进行还款，等待时间只有一周（汉口银行）。</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;width: 279px;height: 604px;'></span></p><p style='text-align: center; line-height: 1.75em;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>*银行APP截图</span></p><p><br></p><p style='line-height: 1.75em;'><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>不过也有部分银行工作人员表示<span style='caret-color: red;'>，</span>目前仙桃提前还贷基本上有等待期，3天至一个月以上都说不定，<span style='color: rgb(0, 112, 192);'>一般四大行等待期可能会长一些，部分小型银行等待周期较短。</span></span></p><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>而至于</span><strong><span style='font-size: 14px; letter-spacing: 2px; font-family: PingFangSC-Light; color: rgb(0, 112, 192); text-decoration-line: underline;'>“提前还款需不需要支付违约金”</span></strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>，就王女士的情况而言，银行并未收取额外违约金，<strong>只需足额支付还款截止当日前产生的所有贷款利息即可。</strong>不过也不排除部分银行会设置提前还款门槛，及需交违约金的情况，</span><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;color: rgb(0, 112, 192);'>具体还是以每个客户的贷款合同为准。</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align:center;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>*图源网络</span></p><p style='text-align:center;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>（<span style='caret-color: rgb(255, 0, 0);'>以此图为例，借款人需正常还款满3期后才能申请提前还款，且需支付相应的违约金。正常还款满三年后，则无需再支付提前还款违约金。</span>）</span></p><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>在约定时间还清剩余贷款余额后，户主需要去贷款银行线下办理</span><span style='text-decoration-line: underline;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>《贷款结清证明》</span></strong></span><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>、领取</span><span style='font-size: 14px; letter-spacing: 2px; text-decoration-line: underline; font-family: PingFangSC-Light;'><strong><span style='caret-color: red;'>《</span>房屋他项权证<span style='caret-color: red;'>》</span></strong></span><span style='caret-color: red;font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>，然后带着上述两证及</span><span style='text-decoration-line: underline;'><strong><span style='caret-color: red;font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>《不动产证》</span></strong></span><span style='caret-color: red;font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>去不动产登记中心办理房产解押手续，办清后业主就拥有了完整房屋产权。</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align: center;'><span style='letter-spacing: 2px;font-size: 12px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;'>*实拍图</span></p><p><br></p><section data-role="title" data-tools="135编辑器" data-id="123798"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='transform-style: preserve-3d;'><section style='box-sizing: border-box;width: 15px;display: inline-block;transform: translateZ(10px);'><svg xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewBox="0 0 29 22" style='display: block;' data-height="100%"><path style='fill: #00b0f0;fill-rule: evenodd;' d="M158,566h13.281v13.813H158V566Zm0,12.607h5.437L166.093,588h-5.438ZM173.719,566H187v13.813H173.719V566Zm-0.011,12.607h5.438L181.8,588h-5.437Z" transform="translate(-158 -566)"></path></svg></section><section style='display: flex;margin-top: -12px;margin-left: 7px;transform: translateZ(5px);'><section><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;background-color: rgb(0, 112, 192);padding: 5px 15px;box-sizing: border-box;'><strong data-brushtype="text">提前还房贷就一定划算吗？</strong></section><section style='flex-shrink: 0;display: flex;justify-content: flex-end;'><section data-width="95%" style='box-sizing: border-box;width: 210.891px;height: 6px;background-color: rgb(219, 238, 243);overflow: hidden;max-width: 95%;'><br></section></section></section><section style='flex-shrink: 0;display: flex;align-items: flex-end;'><section style='box-sizing: border-box;width: 6px;height: 28.7969px;background-color: rgb(219, 238, 243);overflow: hidden;'><br></section></section></section></section></section></section><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>先给大家算一笔账，还是以王女士为例，她20年买房时</span><span style='text-decoration-line: underline;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>贷款60万</span></strong></span><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>，初始贷款利率是</span><span style='text-decoration-line: underline;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>5.68%</span></strong></span><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>，每月需还近4200元，其中只有1300多元是本金，其余2800元全是利息。</span></p><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>如果持续按合同还款，需支付的利息将达到本金的三分之二。现在提前还款，可以<span style='color: rgb(0, 112, 192);'>节省33万多</span>的利息！</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='text-align:center;'><span style='letter-spacing: 2px;color: rgb(127, 127, 127);font-family: PingFangSC-Light;font-size: 12px;'>*提前还贷计算器，数据仅为参考</span></p><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>在大环境多变的情形下，对一些人来说，“<span style='caret-color: rgb(255, 0, 0);'>提前还贷</span>”趋近于变相稳健理财，不管是买股票买基金买理财还是存银行获得的利息，可能都没有提前还贷省下的钱多。</span></p><p><br></p><p><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>所以如果手上有资金，但是找不到收益率高于房贷利率的投资渠道，可以考虑选择“提前还贷”。</span></strong></p><p><br></p><section data-role="title" data-tools="135编辑器" data-id="123798"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='transform-style: preserve-3d;'><section style='box-sizing: border-box;width: 15px;display: inline-block;transform: translateZ(10px);'><svg xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewBox="0 0 29 22" style='display: block;' data-height="100%"><path style='fill: #00b0f0;fill-rule: evenodd;' d="M158,566h13.281v13.813H158V566Zm0,12.607h5.437L166.093,588h-5.438ZM173.719,566H187v13.813H173.719V566Zm-0.011,12.607h5.438L181.8,588h-5.437Z" transform="translate(-158 -566)"></path></svg></section><section style='display: flex;margin-top: -12px;margin-left: 7px;transform: translateZ(5px);'><section><section style='font-size: 16px;color: rgb(255, 255, 255);text-align: center;background-color: rgb(0, 112, 192);padding: 5px 15px;box-sizing: border-box;'><strong data-brushtype="text">中介都在发的“转贷”可行吗？</strong></section><section style='flex-shrink: 0;display: flex;justify-content: flex-end;'><section data-width="95%" style='box-sizing: border-box;width: 226.094px;height: 6px;background-color: rgb(219, 238, 243);overflow: hidden;max-width: 95%;'><br></section></section></section><section style='flex-shrink: 0;display: flex;align-items: flex-end;'><section style='box-sizing: border-box;width: 6px;height: 28.7969px;background-color: rgb(219, 238, 243);overflow: hidden;'><br></section></section></section></section></section></section><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>你大概也有在朋友圈刷到过，或是听一些中介朋友提起过，如果想降低房贷利息，可以先凑钱还清商业房贷，再用房屋进行抵押申请“消费贷”、“经营贷”等，利息会比原先5%以上的商贷利息低很多。</span></p><p><br></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;width: 300px;height: 296px;'></span></p><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;width: 303px;height: 177px;'></span></p><p style='text-align:center;'><span style='letter-spacing: 2px;color: rgb(127, 127, 127);font-size: 12px;font-family: PingFangSC-Light;'>*图源朋友圈</span></p><p><br></p><p><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>小编需要提醒大家的是，这种转贷方式</span></strong><span style='color: rgb(0, 112, 192);'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>看似很诱人，实则有风险</span></strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>。</span></span></p><p><br></p><p><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>近年来监管部门对于消费贷、经营贷等违规流入楼市持续严查，<span style='caret-color: red;outline-style: initial;max-width: 100%;'>尤其是针对一些不法中介诱导消费者</span><span style='caret-color: red;'>将房贷置换为经营贷的行为，</span><span style='caret-color: red;outline-style: initial;max-width: 100%;'>银保监会官网曾发布提示称，</span><span style='caret-color: red;'>这种操作，隐藏着</span><strong><span style='caret-color: red;'>违约违法隐患、高额收费陷阱、影响个人征信、资金链断裂、侵害信息安全</span></strong><span style='caret-color: red;'>等风险。</span></span></p><p><br></p><p><span style='color: rgb(0, 112, 192);'><strong><span style='font-size: 14px; letter-spacing: 2px; font-family: PingFangSC-Light;'>一旦被查出，贷款被收回、征信受损等风险，都将由申请贷款人自行承担。</span></strong></span></p><p style='outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-size: 17px; letter-spacing: 0.544px; line-height: 2em; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;'><strong><span style='font-size: 14px;letter-spacing: 2px;color: rgb(0, 0, 0);font-family: PingFangSC-Light;'><br></span></strong></p><section data-role="splitline" data-tools="135编辑器" data-id="119494"><section style='margin: 10px auto;display: flex;justify-content: center;'><section style='box-sizing: border-box;width: 55px;'><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 336.54 250.98" style='display: block;'><path style='fill:#0070c0;' d="M368.44,361.42c-.47.36-.64.6,0,0Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M299.88,521l0,0c0-.24.07-.44.08-.59A3.64,3.64,0,0,1,299.88,521Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M352.36,484.41l.38-.22C352.63,484.11,352.63,484,352.36,484.41Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M383.84,411.21a4.86,4.86,0,0,0,.78-.93C384.4,410.56,384.17,410.84,383.84,411.21Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M278.64,457.54l.2-.23c-.2.15-.39.31-.61.45Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M279.37,456.3c1.17-1-.09.5-.53,1a20.43,20.43,0,0,0,3.67-3.59C282.28,453.52,280.07,455.92,279.37,456.3Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M388.33,308.49l-.5.51A4.65,4.65,0,0,0,388.33,308.49Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M368.09,405.62l.71-.83A4.94,4.94,0,0,0,368.09,405.62Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M358.85,331v.64C359,331.23,359,331.06,358.85,331Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M406.13,445.32a.65.65,0,0,0,.5.11l.16-.11Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M496.85,498.39a.49.49,0,0,0,.26,0l.82-1.11A10.79,10.79,0,0,0,496.85,498.39Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M486.83,401.8c.05-.09.23-.22.22-.28a105.66,105.66,0,0,0-10.14,4.37l0,.68C480.16,404.93,483.48,403.33,486.83,401.8Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M577,398.69a3.77,3.77,0,0,0-1.14-1.67c-.16-.16-.35-.31-.54-.47a.43.43,0,0,0-.08-.21,1.16,1.16,0,0,0-.35-.38h.28l.27.09.08,0c.13.05.25.13.38.19s.48.26.69.39a5.7,5.7,0,0,1,1.7,1.51,3.13,3.13,0,0,1,.21.34c.06.13.08.27.14.39s.14.57.25.85,0,.73.09,1.09-.07.88-.11,1.34a23.23,23.23,0,0,1-2.11,6.24L576,410l-.9,1.59c-.55,1-1.27,2.08-1.9,3.11A136.28,136.28,0,0,1,564,426.87c-3.4,4.11-7.15,8.4-11.49,13.22l.8-1.21c-1.4,1.26-2,2.75-6.27,7.31a132.13,132.13,0,0,1-9.94,9.34c-4.67,4.05-11,9.1-19.52,15.35l-.08-.1a17.29,17.29,0,0,1-3.37,2.8l6-4.19c-3.11,3.1-5.66,6-10.09,9.84-1,.7-1.53.78-1.74.71-3.63,3.11-7.3,6.19-11,9.27l-3.92,2.15c-3.16,3.08-.55,3.14-10.35,9.72,4.2-1.84-4.16,4.15-2.67,3.7-.55.26-1.75.92-2.72,1.44-2.71,2.21-6.65,5.37-10.17,8.31s-6.68,5.59-7.8,6.82l12.45-7.82c6.64-4.15,14-8.82,17.31-10.64-7.94,5.89-1.95,1.73-.19.82l.34-.63c4.82-3.46,5.27-2.9,7.7-4.6,0-.05-.15-.05-.26-.05l-.23.31c-.3.08-.23-.09,0-.35-.15-.07,0-.34,1.27-1.32l-.19.25c1.87-1.62,5.26-4.23,6.73-5.37l.41.44c1.34-1.83,7.33-6.16,13.49-10.61s12.5-9,14.73-11c5-3.38,9.8-9,15.42-13.88,8.65-8.1,4.88-3.47,9.47-7.33,5.52-5.05-1.56.59.52-1.57,2.27-1.94,4.56-3.88,6.78-5.91-3.5,3.87-1.31,2.05-.48,1.51,2.67-2.82,6.28-6.32,9.16-9.64s5.13-6.31,5.35-7.66c3.37-4.17,5-6.42,6.16-8,.57-.83,1-1.49,1.49-2.21a27.74,27.74,0,0,0,1.42-2.66c-.46.69-1.05,1.78-1.62,2.61s-1.06,1.48-1.17,1.43c1.32-1.81,1.51-2.33,1.3-2.15a11.73,11.73,0,0,0-1.37,1.76c.35-.77.92-1.8,1.54-3.11s1.35-2.87,2.1-4.62c.32-.92.66-1.88,1-2.88s.57-2.12.73-3.3a19.07,19.07,0,0,0,.25-3.68,18.5,18.5,0,0,0-.48-3.92c-.17-.66-.43-1.3-.65-1.94a12,12,0,0,0-.83-1.86,17,17,0,0,0-2.25-3.15,19.53,19.53,0,0,0-5-3.94l-.57-.32-.7-.35c-.45-.22-.89-.4-1.31-.58l-1.17-.48c-.4,0-.77,0-1.11-.07-.68,0-1.26,0-1.66,0a1.2,1.2,0,0,0-.56.16v-.24c-1.57.9.79,2-3.74,2.32-1-.19-2-.33-3-.5-1.52.12-3,.28-4.53.45-3.05-.23-1.57-.53-1.57-.65-3.69.35-8.1.63-12.69,1.07s-9.37,1-13.76,1.84c3.27.25,6.51.63,9.71,1.06-3.72.21-8.94.66-13.38,1.37s-8.09,1.56-8.7,2.17c-1.52.09-3,.22-4.56.33-7.44,1.3-9.86,2.41-11.16,3.19a10.55,10.55,0,0,1-4.37,2.15c-2.47.54-4.93,1.13-7.38,1.75,2.32-.91,4.66-1.8,7-2.65-7.21,2.13-10.1,3-15.87,4.74,0,0-.05.05-.05.06a1.92,1.92,0,0,1,.74-.16l-1,.44c-.64.81-4.1,2.66-8.88,4.86-6.83,3.09-11.75,6.28-22.72,11.08l-2.12,2.31c-2.69,1.29-5.38,2.58-8.06,3.91l-.4-.69c3.8-2.19,9.27-5.37,15.1-8.56s12-6.4,17.16-8.82l0-.42c-6.11,2.85-12.74,6.65-16.69,8.67-2,.86-7.24,2.78-4,.39L453,417.21c-9.76,5.49-14.53,8.47-19.49,11.38s-10,5.84-20,11.91l1.91-.79c-3.72,2.75-7.39,5.53-8.82,5.72-11.61,7.76-23.57,15.87-31.43,20.46l-1,1.94c-2.39,1.71-6.76,3.23-7.11,5.15l-4.75,4.12c-3.23,2.37-4.86,4.29-8.8,6.64h0l-.75.44s.05,0,.08,0c-7.43,5.19.59.61-7.95,6.51-3,1.5-2.18,3.19-6.31,6.1l-4.83,2a59.63,59.63,0,0,0-8.26,6.28,114.55,114.55,0,0,1-10.39,8.36c-5.37,3.21-8.43,3.8-5.67.72-1.94,2.07-2.36,2.56-3,3.13s-1.53,1.22-4.4,3.25c-1.15.08-.6-.35.5-1.54l-1.7.82c-.38.18-.87.45-.73.38a1,1,0,0,0,0,.19c0,.2,0,.49-.18.56a7.26,7.26,0,0,1-.75,2c-.37.68-.88,1.23-1.19,1.27a2,2,0,0,0,.56.3,2.87,2.87,0,0,1-1.82.33,1.59,1.59,0,0,1-1.18-1.26,6.63,6.63,0,0,1,.51-3.91l.47.12c0-.21.05-.37.1-.63s.15-.69.27-1.12q.41-1.41.9-2.85l.71-.12a74,74,0,0,1,3.68-8.07l-.74,1c.45-1,1.5-3,2.8-5.2a56.6,56.6,0,0,1,4.11-6.18l.2.31c3.65-4.52,6.71-8.85,9.93-13.45s6.61-9.42,11-14.77l-.63,1.85c3.56-3.17,0-1.69,3.9-5.77l.84.35c2.37-4.5,4.37-4.7,6.94-7l-1.9.46,4.45-4.68c5-5,4-2.28,3.71-1.12l2.59-4.18,1.37,0c1.53-3.38,2.51-2.48,6.27-7.44.62-.12-.29,1.17,1.26-.26l6-8.41-3.78,4.92L360,436c3.61-5.44,6.11-6.22,9-9.82l-1.87,2.58c4.93-5.66,5.66-5.51,8.84-8.33-1.11.75-2.8,1.92-.82-.4,1.5-1.66,1.21-.51,2.8-1.91-.35-1,3.05-5.26,6.81-8.42a.63.63,0,0,1-.08.6,12.22,12.22,0,0,1,2.73-3l-.14,1.67,2.21-3.7c2.17-1.77,4.49-5.2,4.74-4.43l-1,1.28,15.14-14.74.81.4c.65-2.31,8.5-7.78,7-8.34,3.4-2.23,10.79-11.44,10.29-8.6,10-9.68,14.25-16.06,26.84-27.46a41.36,41.36,0,0,0,5-3.9l1.48-1.36.78-.71,1-1c.86-.84,1.73-1.69,2.61-2.57l3.1-3.13c4.17-4.24,8.47-8.77,12.18-13a78.14,78.14,0,0,0,8.41-11,15.63,15.63,0,0,0,2-6.24,14.32,14.32,0,0,0-.23-4.12,10,10,0,0,0-.69-2.07,5.85,5.85,0,0,0-1-1.44,5.35,5.35,0,0,0-1.17-1,9.57,9.57,0,0,0-3.89-1.19,13.7,13.7,0,0,0-2.18-.1h-.3l-.48.16-1,.32-1.95.65-8,2.67-4.09,1.4-1,.35a4.49,4.49,0,0,0-1.17.51l-2.85,1.58-11.8,6.55c-1.22.52-2.52,1.1-3.86,1.72l-2,1-1.05.5-.7.36c-1.7.9-3.45,1.89-5.23,2.95-3.54,2.12-7.37,4.48-10.69,6.92l-5.15,3.64c-1.71,1.2-3.41,2.39-5.05,3.61-3.29,2.39-6.52,4.59-9.58,6.45l-2.67,3a71.13,71.13,0,0,0-6.66,4.35c-2.32,1.73-4.73,3.7-7.25,5.73s-5.07,4.18-7.69,6.3c-1.32,1.05-2.65,2.1-4,3.12s-2.67,2-4,3c-2.24,2.4-3.45,3.6-4,4.11.48-.36,1.27-.85,1.81-.67-3.11,2.2-8.45,7.72-8.73,6.61l.64-.73c-.28-1.13-8.16,8.14-11.75,10.51l2.41-.85-5.27,4.89,1.23-1.5c-5.14,5.9-9.67,10.93-13.81,15.46s-8,8.5-11.76,12.46a296,296,0,0,0-23.76,27.23c1.68-3.63-3.32,4.65-4.52,4.08-6,4.35-8.7,10.22-12.42,14.81.05,0,.05.14-.11.45q-1.78,1.84-3.58,3.64l-.91.89-.46.43-.71.65c.22-.78.18-.91.14-.82s-.19.46-.37.89-.43.91-.53,1.08,0,0,.26-.73a13.39,13.39,0,0,1-2.89,1.71,1.76,1.76,0,0,1-.82.11.93.93,0,0,1-.71-.5,3.79,3.79,0,0,1-.24-1.83,23.27,23.27,0,0,1,.61-3.61c.38-1.54.75-3.09,1.13-4.65.2-.94.48-1.87.76-2.79l.84-2.79c1-3.76,2.46-7.42,3.75-11.14,1.52-3.64,2.92-7.34,4.68-10.88,1.61-3.61,3.52-7.06,5.35-10.51,2-3.37,3.91-6.73,6.06-9.9l-1.07.92c4.11-6.56,9.35-14.76,13.56-19a39.56,39.56,0,0,0,2.91-3.49c.92-1.23,1.72-2.51,2.5-3.68,1.54-2.35,2.7-4.44,3.45-5.31,3.77-5.4,8.95-8.73,6.95-6.74,4.64-5.22,8.2-11,15.68-17.33,1.66-.66,6.25-5.47,10.72-9.88s8.78-8.45,9.39-7.95v-.17c2.54-1.82,5-3.68,7.36-5.64s4.7-3.93,7.1-5.88,4.8-4,7.36-5.86a96,96,0,0,1,8.11-5.53,4.18,4.18,0,0,1-.45.59q9.8-9.83,20.28-19.14l-9.43-.07c-7.51,3.26-15,6.65-22.41,10.33a451.21,451.21,0,0,0-50,43.32c-6.48,6-12.81,12.07-18.94,18.53s-12,13.21-17.53,20.3c-12.81,17.69-23.43,37.34-30,58.59l-1.19,4-.59,2-.49,2-1.05,4.4c-.62,2.4-1.12,4.89-1.51,7.33a51,51,0,0,0-.67,7.06,22.81,22.81,0,0,0,.66,6,13.8,13.8,0,0,0,2,4.53,13.37,13.37,0,0,0,3.72,3.49,11.32,11.32,0,0,0,5,1.44A13.81,13.81,0,0,0,271,482c3.39-1,7.26-3.55,11-6.82,1.85-1.62,3.67-3.36,5.46-5.14l1.79-1.82,1.42-1.48c1.88-2,3.71-3.94,5.51-5.91l5.28-7.52c9.1-8.61,18.37-19.27,27.88-30,4.75-5.37,9.55-10.77,14.39-15.95,2.42-2.62,4.81-5.13,7.23-7.52s4.86-4.71,7.31-6.9l-.32-1.09c5.26-5.22,5.34-4.42,6.77-5.57,12.45-11.91,25.52-23.38,39.15-34.07l10.32-7.86q5.25-3.78,10.51-7.53l10.69-7.18c.9-.62,1.75-1.14,2.61-1.67l2.59-1.61,5.17-3.2,2-1.27.55-.33,1.13-.67c.76-.46,1.57-.86,2.36-1.29a19.68,19.68,0,0,1,2.42-1.14,3.25,3.25,0,0,1,.63-.17c.19,0,.5,0,.47.27a3,3,0,0,1-.64,1.17,35.68,35.68,0,0,1-3.6,3.81l-.87.8-.48.43L448.43,326q-4.26,4.19-8.53,8.25c-4.74,3.82-17.63,17.06-21.53,19.91-13.75,15.24-29.25,30.5-43.78,45.08l.46-.63-6.65,7.06c-.35.24-.47.19-.31-.08-7,8.44-19.59,20.29-28.94,30l.46-.65c-6.66,7.22-13.14,14.51-19.4,21.95s-12.32,15-18,22.93c-2.85,4-5.62,8-8.24,12.2a124.53,124.53,0,0,0-7.3,13.25,68,68,0,0,0-3,7.38c-.22.67-.42,1.24-.67,2.13l-.35,1.24c-.11.43-.23,1-.35,1.53s-.25,1.06-.34,1.59l-.25,1.58c-.2,1.06-.23,2.1-.34,3.15a24.15,24.15,0,0,0,.32,5.89,15.24,15.24,0,0,0,1.91,5,11.27,11.27,0,0,0,3.81,3.77,12.24,12.24,0,0,0,2.42,1.11,15.06,15.06,0,0,0,2.57.54,18.12,18.12,0,0,0,5.49-.32,32.75,32.75,0,0,0,5.81-1.94c1-.46,1.94-.88,2.89-1.39l1.42-.75.54-.3.45-.26c.64-.35,1.18-.67,1.72-1l1.62-1c4.25-2.64,8.2-5.41,12.1-8.21,7.76-5.61,15.23-11.38,22.74-17.12,15-11.51,30-23,45.68-34,14.86-9.85,30.52-20.94,47.23-31.5s34.51-20.58,53.17-27.85c1.79-.48,7.74-2.92,15.92-5.78a228,228,0,0,1,29.14-8.19,154.15,154.15,0,0,1,29.52-3.28c2.09,0,4,0,5.81.08l1.12.05.06,0s.11,0,.09,0A9.38,9.38,0,0,1,577,398.69Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M508.35,479.94l.24-.21C508.31,479.42,508,479.84,508.35,479.94Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M535.26,387.45l.54-.1c-.72-.06-1.44-.12-2.16-.16Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M562,447c3.58-3.53,3.63-3.81,3-3.4A43.29,43.29,0,0,0,562,447Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M477.49,505.77c-2.06,1.58-1.13,1.16.24.45l3.48-2.82C480,504.21,478.73,504.93,477.49,505.77Z" transform="translate(-254.81 -289.28)"></path><path style='fill:#0070c0;' d="M489.33,503.71l-.42.77C490.06,503.47,489.93,503.41,489.33,503.71Z" transform="translate(-254.81 -289.28)"></path></svg></section></section></section><p style='text-align:center;'><br></p><p style='text-align:center;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>买房不易，还贷无期</span></strong></p><p style='text-align:center;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>对于提前还贷大家有什么想法</span></strong></p><p style='text-align:center;'><strong><span style='font-size: 14px;letter-spacing: 2px;font-family: PingFangSC-Light;'>欢迎在评论区留言讨论</span></strong></p><p><br></p></section><section data-role="paragraph" style='color: rgb(0, 0, 0); font-size: medium;'><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;display:inline-block;width:20px;vertical-align:middle;background-size:cover;'></span></p></section><section data-role="outer" style='outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; caret-color: rgb(34, 34, 34); visibility: visible; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; color: rgb(51, 51, 51); letter-spacing: 2px; line-height: 1.75em; text-align: center; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;'><span style='font-family: PingFangSC-Light;'>长按识别小编号</span><span style='outline: 0px; max-width: 100%; font-family: PingFangSC-Light; box-sizing: border-box !important;'>（<strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>xtfw123</strong>）</span></section><section style='outline: 0px; max-width: 100%; color: rgb(51, 51, 51); letter-spacing: 2px; line-height: 1.75em; text-align: center; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-family: PingFangSC-Light; box-sizing: border-box !important;'>更多买房资讯、城建动向与您共享！</span></section></section><section data-role="outer" style='outline: 0px; max-width: 100%; color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; caret-color: rgb(34, 34, 34); visibility: visible; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; color: rgb(51, 51, 51); letter-spacing: 2px; line-height: 1.75em; text-align: center; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><p style='margin-bottom: 0em; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;display: initial;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 290px !important;'></span></p><p style='margin-bottom: 0em; outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><br></p></section><p style='display: none;'><mp-style-type data-value="10000"></mp-style-type></p><br>转载声明：本文转载自「仙桃楼市」，搜索「xtfwcn」即可关注，[<a target="_blank" href="https://mp.weixin.qq.com/s/iHG9NLamMS9YjAwvSUBpqA">阅读原文</a>]。</div><p></p>

liupaul 发表于 2023-3-2 17:09:15

一个星期这么快？我在仙桃工商银行提前还贷，要我等一个月呢。

China大米 发表于 2023-3-2 17:56:56

去年底办了，预约了说没额度，投诉电话打了两个就解决了

汪强 发表于 2023-3-2 19:07:25

仙桃还算是可以了

李朋聪 发表于 2023-3-3 00:12:48

liupaul 发表于 2023-3-2 17:09
一个星期这么快？我在仙桃工商银行提前还贷，要我等一个月呢。

等一个月就可以多收一个月的利息，

晓风残月sk7 发表于 2023-3-3 06:40:58

楼都烂尾了，居然没人想停贷

杨柳青青队 发表于 2023-3-4 08:11:45

银行全部是流亡

无空 发表于 2023-3-4 15:05:06

China大米 发表于 2023-3-2 17:56
去年底办了，预约了说没额度，投诉电话打了两个就解决了

投诉电话给我一下？

China大米 发表于 2023-3-5 08:08:57

无空 发表于 2023-3-4 15:05
投诉电话给我一下？

银行大堂有，不同银行投诉电话不同，还有银保监会
页: [1]
查看完整版本: 仙桃提前还房贷全纪录