仙桃蔡某抵押宝马车借款60万，却发现......
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center;visibility: visible;'><br data-filtered="filtered" style='outline: 0px;visibility: visible;'></section></section></section></section><section style='letter-spacing: 0.578px; outline: 0px; visibility: visible;'><section data-role="paragraph" style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;'><br data-filtered="filtered" style='outline: 0px; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; visibility: visible;'></section><p style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: normal;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'><br></span></p><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>随着汽车走进寻常百姓家</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>二手车市场的交易也非常普遍</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>在这其中</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>有些抵押车辆的所有权人</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>因无力归还借款</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>无法在约定的期限内</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>解除抵押或者赎回车辆</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>导致抵押车辆在二手车市场</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>不停进行流转</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>而一旦车辆发生被依法查封、扣押</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>或者盗抢等问题</span></section><section style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>买车人就会面临车财两空的境地</span></section><section data-role="paragraph" style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'><br></span></section><p style='text-align: center;'><span class="wxart_image" wx-style='display:inline-block;width: 269px;height: 196px;'></span></p><p style='text-align: center;'><br></p><section data-role="paragraph" style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'></span></section><p style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>今天就让我们关注一起</span></p><p style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>抵押车引发的官司</span><br></p><section data-role="paragraph" style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'><br></span></section><section class="channels_iframe_wrp wxw_wechannel_card_not_horizontal"><mp-common-videosnap class="js_uneditable custom_select_card channels_iframe videosnap_video_iframe" data-pluginname="mpvideosnap" data-url="https://findermp.video.qq.com/251/20304/stodownload?encfilekey=rjD5jyTuFrIpZ2ibE8T7YmwgiahniaXswqzibT7mJs24vtpBj8oxMAWL2UZpqN9NDws8BvGDiaHsHBp5AWM8URt9KcZdHNdJVvOyYBicFaIXWQiar2xw2gL4BUGFg&bizid=1023&dotrans=0&hy=SH&idx=1&m=&scene=0&token=x5Y29zUxcibDcQia2YLic7XvPNIicWBCkibDruPAYoXjJTYRspbC57rWljYywicEcvGdKBld5xqtqO09M" data-headimgurl="http://wx.qlogo.cn/finderhead/bSb5dSzPn0IEgLWf0hMUqxLRC7WKL44yeS6eCajhQZEaQ5FwDowUKg/0" data-username="v2_060000231003b20faec8c4e48910c3d6cf07ef32b0776acea095d96c920332f21f2076cf37bd@finder" data-nickname="仙桃电视台" data-desc="以案说法之抵押车引发的官司！ #法律#仙桃" data-nonceid="17244903357179610304" data-type="video" data-mediatype="undefined" data-authiconurl="https://dldir1v6.qq.com/weixin/checkresupdate/icons_filled_channels_authentication_enterprise_a2658032368245639e666fb11533a600.png" data-from="new" data-width="1080" data-height="1440" data-id="export/UzFfAgtgekIEAQAAAAAA0K8tLMzAWgAAAAstQy6ubaLX4KHWvLEZgBPEjIEsXAoTA6KHzNPgMIvCwuFplzVpRCn6Kv_GssmE" data-isdisabled="0" data-errortips=""></mp-common-videosnap></section><section data-role="paragraph" style='outline: 0px;letter-spacing: 0.544px;visibility: visible;text-align: center;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'></span></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="128207"><section style='margin: 10px auto;'><section style='display: flex;justify-content: flex-start;margin-bottom: 5px;'><section style='flex-shrink: 0;'><section style='width: 6px;height: 100%;background-color: rgb(20, 82, 186);overflow: hidden;'><br></section></section><section style='display: flex;align-items: center;'><section style='font-size: 16px; color: rgb(20, 82, 186); padding-right: 5px; padding-left: 5px;'><span style='font-size: 17px;'><strong data-brushtype="text">案件详情</strong></span></section></section></section><section style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 84, 84); background-color: rgb(244, 248, 252); padding: 10px;'><section data-autoskip="1"><p style='line-height: 2em;text-indent: 2em;'><span style='font-size: 16px;'>2021年，原告蔡某因资金周转困难，用其名下的宝马车作为质押向他人借款60万元，并分别在借款合同、车辆质押合同、借款收条上签名，但出借人也就是本案中的案外人均未签名。蔡某收到借款后，把车辆出质给案外人。后来，该宝马车兜兜转转，到了被告郭某手中。蔡某发现车辆在郭某手中后，要求郭某返还未果，遂向法院提起诉讼，要求郭某返还车辆，并支付车辆占有使用费。对此，<strong>法院判决郭某将车辆返还给蔡某，驳回了蔡某的其他诉讼请求</strong>。</span></p></section></section></section></section><section data-role="paragraph"><section style='line-height: normal;'><br></section></section></section></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>既然原告蔡某已经将车辆</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>抵押给了他人</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>为什么还能要求被告郭某</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>返还车辆？</span><br></section><section style='line-height: normal;'><br></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="128207"><section style='margin: 10px auto;'><section style='display: flex;justify-content: flex-start;margin-bottom: 5px;'><section style='flex-shrink: 0;'><section style='width: 6px;height: 100%;background-color: rgb(20, 82, 186);overflow: hidden;'><br></section></section><section style='display: flex;align-items: center;'><section style='font-size: 16px; color: rgb(20, 82, 186); padding-right: 5px; padding-left: 5px;'><strong data-brushtype="text">以案说法</strong></section></section></section><section style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 84, 84); background-color: rgb(244, 248, 252); padding: 10px;'><section data-autoskip="1"><section style='line-height: 2em;text-align: justify;'><span style='font-size: 16px;letter-spacing: 0.578px;'>本案中，蔡某虽然作为车辆的所有权人，但他将车辆出质给他人后，在未清偿债务之前，对车辆没有占有权，车辆的占有权人是质权人，也就是债权人。但是郭某既不是车辆的所有权人，也不是车辆的质权人，又不能提交能够合理占有车辆的证据，郭某占有车辆也没有法律依据。蔡某和郭某都没有权利占有车辆，但在本案中，质权人身份未知，且已经丧失了对车辆的实际占有，蔡某作为所有权人，对车辆享有的权利大于郭某，所以有权要求郭某返还车辆。同时，<span style='letter-spacing: 0.578px;'>车辆的占有权人为质权人，蔡某对车辆没有占有权，所以郭某不用向蔡某支付使用费。</span></span></section></section></section></section></section><section data-role="paragraph"><p><br></p><p style='text-align: center;line-height: 2em;'>那么</p></section></section><p style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>蔡某用自己所有的宝马车</span></p><p style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>抵押获得借款</span></p><p style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>但他没有还清借款就拿回了车辆</span></p><p style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;text-align: justify;'>这对质权人也就是出借人是否公平呢？</span><br></p><section style='line-height: normal;'><br></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="128207"><section style='margin: 10px auto;'><section style='display: flex;justify-content: flex-start;margin-bottom: 5px;'><section style='flex-shrink: 0;'><section style='width: 6px;height: 100%;background-color: rgb(20, 82, 186);overflow: hidden;'><br></section></section><section style='display: flex;align-items: center;'><section style='font-size: 16px; color: rgb(20, 82, 186); padding-right: 5px; padding-left: 5px;'><strong>以案说法</strong></section></section></section><section style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 84, 84); background-color: rgb(244, 248, 252); padding: 10px;'><section data-autoskip="1"><section style='line-height: 2em;'><span style='font-size: 16px;letter-spacing: 0.578px;'>本案中，质权人的身份未知，但是质权人可以依据借款合同、提供借款的凭证，要求蔡某返还借款。如果债务人蔡某不履行到期债务或者发生了双方约定的实现质权的情形，质权人可以与蔡某协议以车辆折价，也可以就拍卖、变卖质押财产所得的价款优先受偿。</span></section></section></section></section></section><section data-role="paragraph"><p><br></p></section></section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="128207"><section style='margin: 10px auto;'><section style='display: flex;justify-content: flex-start;margin-bottom: 5px;'><section style='flex-shrink: 0;'><section style='width: 6px;height: 100%;background-color: rgb(20, 82, 186);overflow: hidden;'><br></section></section><section style='display: flex;align-items: center;'><section style='font-size: 16px; color: rgb(20, 82, 186); padding-right: 5px; padding-left: 5px;'><strong data-brushtype="text">法律链接</strong></section></section></section><section style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 84, 84); background-color: rgb(244, 248, 252); padding: 10px;'><section data-autoskip="1"><section style='line-height: 2em;'><span style='font-size: 16px;letter-spacing: 0.578px;'>《中华人民共和国民法典》第四百二十八条规定：质权人在债务履行期限届满前，与出质人约定债务人不履行到期债务时质押财产归债权人所有的，只能依法就质押财产优先受偿。</span></section></section></section></section></section><section data-role="paragraph"><p><br></p></section></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>因此，根据法律规定</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>如果债务到期后</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>蔡某仍然没有还款</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>也不能直接用这辆宝马车抵债</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>而应该双方协议以车辆折价</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>或者就拍卖、变卖宝马车所得的价款</span></section><section style='text-align: center;line-height: 2em;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'>让质权人优先受偿</span><br></section><p style='text-align: center;line-height: normal;'><span style='font-size: var(--articleFontsize);letter-spacing: 0.034em;'><br></span></p><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="128207"><section style='margin: 10px auto;'><section style='display: flex;justify-content: flex-start;margin-bottom: 5px;'><section style='flex-shrink: 0;'><section style='width: 6px;height: 100%;background-color: rgb(20, 82, 186);overflow: hidden;'><br></section></section><section style='display: flex;align-items: center;'><section style='font-size: 16px; color: rgb(20, 82, 186); padding-right: 5px; padding-left: 5px;'><strong data-brushtype="text">以案说法</strong></section></section></section><section style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 84, 84); background-color: rgb(244, 248, 252); padding: 10px;'><section data-autoskip="1"><section style='line-height: 2em;'><span style='font-size: 16px;letter-spacing: 0.578px;'>这种条款叫做流质条款。法律之所以这么规定，是因为流质条款与设立抵押的目的相悖，而且容易出现价值较高的物品以较低的价格转移给质权人，造成价值转移失衡，损害债务人的权利。</span></section></section></section></section></section><section data-role="paragraph"><section style='line-height: normal;'><br></section></section></section><section style='text-align: center;line-height: 2em;'>如果郭某已经向质权人</section><section style='text-align: center;line-height: 2em;'>支付了宝马车的购车款</section><section style='text-align: center;line-height: 2em;'>那么他一定可以取得</section><section style='text-align: center;line-height: 2em;'>车辆的所有权吗？</section><section data-role="outer" label="edit by 135editor"><section data-tools="135编辑器" data-id="128207"><section style='margin: 10px auto;'><section style='display: flex;justify-content: flex-start;margin-bottom: 5px;'><section style='flex-shrink: 0;'><section style='width: 6px;height: 100%;background-color: rgb(20, 82, 186);overflow: hidden;'><br></section></section><section style='display: flex;align-items: center;'><section style='font-size: 16px; color: rgb(20, 82, 186); padding-right: 5px; padding-left: 5px;'><strong data-brushtype="text">以案说法</strong></section></section></section><section style='line-height: 1.75em; letter-spacing: 1.5px; color: rgb(84, 84, 84); background-color: rgb(244, 248, 252); padding: 10px;'><section data-autoskip="1"><section style='line-height: 2em;'><span style='font-size: 16px;letter-spacing: 0.578px;'>不一定。如果质权人向郭某转让车辆时，符合法定条件或者是质权人与蔡某约定的条件，那么郭某就可以获得车辆的所有权。如果不符合上述情形，质权人对车辆只有保管义务，没有处分权利，郭某就不能取得车辆的所有权。但是郭某可以依据购车合同和本案的判决书，要求质权人返还购车款。</span></section></section></section></section></section><section data-role="paragraph"><p><br></p></section></section><p>来源：仙桃电视台</p></div><p></p> 也就是说车子抵押了，被抵押公司卖了只要找到车子可以通过法律手段再要回来？ 巫山云雨 发表于 2023-7-6 06:53也就是说车子抵押了，被抵押公司卖了只要找到车子可以通过法律手段再要回来？ ...
买个不能过户的车不是脑子进水。
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